房贷选等额本息还是等额本金?

大乐山  2017-10-10 09:06

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">大家好，给大家介绍一下

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">面对大型屠粉现场，微博炸了..你哭了...

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">不如和小编一起来看干货呀

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">那贷款中的等额本息和等额本金，你咋么选呢？

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">有人说等额本金划算，有人说等额本息划算

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">还有人都傻傻分不清楚谁是谁？

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">来来，让我撸起袖子开讲~~

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">那么问题来了，究竟什么叫等额本息？等额本金又是啥？

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">等额本息就是每个月还的钱总额是一样的，第1个月还2000，第二个月到末一个月都是2000...贷款的本金分摊到每个月的还款额里面，所以这种方式的特点是前期基本上是在还利息，后期还的本金多。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">等额本金就是每个月还的贷款本金是一样的，但还的钱的总额不一样。这种方式的特点是，前期还的钱很多，本金占比大，然后每个月本金都在减少，所以越到后面还的钱越少，欠的本金也越少。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">等额本息的优点就是每个月还款额固定，压力小；缺点就是采用复合利率计算，每个月未付的利息也要计息，总利息更高。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">等额本金的优点是采用简单利率方式计算，只对剩余的本金计息，总利息更少。还款后期压力小；缺点就是前期还款压力大。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">似乎不是很懂的样子，那我们举个更直观的例子，以衡阳9月份的均价5390元/㎡计算，买个100㎡的房子，首付2成贷款20年。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">如果选等额本息，每月还款2821.96元，利息款是24.6071万。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">放心看，就小编这种数学水平肯定是算不出来的，看图说话

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">如果选等额本金，每月平均还款2680.70元，利息款是21.2168万。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">如果有人看到这里就要说，等额本金利息少，等额本金划算！

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">这只能说明一个问题，你们还是太年轻！

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">并不是利息少，就叫划算，为什么？能借银行的钱肯定是越久越好，越多越好，通货膨胀下钱是越来越不值钱的，so你懂得~~

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">很多人买房一开始就是东拼西凑才攒齐了首付，刚开始经济压力本来就大，选择等额本金真的没必要。当然，如果你50岁才开始贷款，收入可能会下行，或者打算提前还款，也可以选择等额本金。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 0px;MARGIN: 25px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 26px 0px 20px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">等额本息适合人群：收入稳定相对年轻的家庭；打算短期持有房产的人（变现后等额本息还款法更高）。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">等额本金适合人群：有一定经济基础，年龄相对较大的家庭；欠着钱睡觉不踏实打算提前还款的人群。

RD-WRAP: break-word !important;WHITE-SPACE: normal;WORD-SPACING: 0px;TEXT-TRANSFORM: none;COLOR: rgb(51,51,51);PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;PADDING-LEFT: 15px;MARGIN: 20px 0px;WIDOWS: 1;LETTER-SPACING: normal;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">温馨提醒下大家，如果要提前还款（小编不建议公积金贷款的人群提前还，才3.25%的年利率，随便存个余额宝都能跑赢有赚）就要注意贷款合同里面的约定，因为有些银行提前还款是要收你违约金的！

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